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► Mobile: 828 - 280 - 5561     ► e-mail: sabinem@kw.com

 
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Financing the home purchase

Nearly all sellers requests that a pre-approval or bank letter accompany an "Offer to Purchase and Contract".

Pre-approval
For a Pre-approval the lender performs an extensive check of your finances including your credit rating, what your debt load is, employment history, your available down payment, etc.  The resulting dollar amount is a very reliable estimate of what you can afford. The lender's pre-approval paper assures the sellers they are dealing with serious buyers, which, of course, is what all sellers want when considering a buyer's offer.
(Bank Letter or proof of funds - Confirms that buyer has sufficient funds to purchase property in question)

For up-to-date mortgage information contact:

  • Contact your personal bank or mortgage broker
     

  • Contact the local branch of a national Bank or a local bank (compare rates and points!)
    ►BB&T BRANCH - MAIN, 1 W PACK SQ, ASHEVILLE, NC 28801-3401, 
    Phone: (828)225-2000,
    Web:
    www.BBT.com
    ►Asheville Savings Bank

 


Call me if you have questions! 828 - 280 - 5561

 
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IDX information is provided exclusively for consumers’ personal, non-commercial use. IDX information may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. All information contained in this web site is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal notice.  WEB-DESIGN: UNICOCO